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[公司专区] 1171 MBSB 马建屋

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发表于 2011-5-11 22:58 | 显示全部楼层 |阅读模式
本帖最后由 dragonet 于 2011-5-11 22:59 编辑

MBSB posts net profit of RM68.28m in 1Q      
Written by Joseph Chin of theedgemalaysia.com     
Wednesday, 11 May 2011 21:43  
  
KUALA LUMPUR: MALAYSIA BUILDING SOCIETY BHD [] (MBSB) posted net profit of RM68.28 million in the first quarter ended March 31, 2011 compared with RM43.19 million a year ago.

It said on Wednesday, May 11 that revenue was RM311.63 million compared with RM169.12 million.

“For the three months ended March 31, 2011, MBSB group achieved a pre-tax profit of RM91.0 million, an increase of 111% as compared to the pre-tax profit of RM43.2 million for the corresponding period in 2010.  This contributed to improved net earnings per share of 9.75 sen and annualised return on equity of 66%,” it said.

On quarterly basis, MBSB recorded a pre-tax profit of RM91.0 million for 1QFY11 compared to 4QFY10 pre-tax profit of RM72.4 million.

“The higher pre-tax profit is mainly due to higher income from Islamic banking operations in the current quarter,” said its chief executive officer Datuk Ahmad Zaini Othman.

“The strong earnings are the result of the company's continued efforts in executing its Business Plan, to increase its loans in the retail segment. This customer segment includes government servants who continue to benefit from very affordable financing and attractive packages offered,” he said.

As at March 31, 2011, net loan, advances and financing stood at RM12.1 billion, up 13% from RM10.7 billion as at Dec 31, 2010.

公积金局的子公司马建屋实为个人融资贷款和整体贷款业务公司,目前势头正猛,利益节节攀升,会不会因为规模越大及公积金背景而获得财政部青睐颁发银行执照呢?

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发表于 2011-5-12 10:57 | 显示全部楼层
Malaysia Building up on profit surge
Published: 2011/05/12

Malaysia Building Society Bhd, a mortgage financing provider, rose the most in two weeks in Kuala Lumpur trading after first-quarter profit surged 58 per cent from a year earlier to RM68.3 million.

The stock gained 4.2 per cent to RM1.50 at 9:07 a.m local time, set for its steepest increase since April 28. -- Bloomberg

Read more: Malaysia Building up on profit surge http://www.btimes.com.my/Current ... _html#ixzz1M6SnUMp6

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发表于 2011-5-12 11:01 | 显示全部楼层
MBSB advances in early trade         PDF         Print
Written by Joseph Chin of theedgemalaysia.com   
Thursday, 12 May 2011 09:17


KUALA LUMPUR: MALAYSIA BUILDING SOCIETY BHD [] (MBSB) advanced in early trade on Thursday, May 12 underpinned by the strong earnings in the first quarter ended March 31, 2011.

At 9.10am, MBSB was up seven sen to RM1.51 with 1.34 million units done.

The FBM KLCI fell 2.6 points to 1,533.43. Turnover was 57 million units valued at RM nearly RM38 million. Decliners beat advancers 129 to 66 while 113 counters were unchanged.

MBSB posted net profit of RM68.28 million in the first quarter ended March 31, 2011 compared with RM43.19 million a year ago. Revenue jumped to RM311.63 million compared with RM169.12 million.

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发表于 2011-5-12 11:03 | 显示全部楼层
MBSB ready to help first-time house buyers
By Julia Chan
Published: 2011/04/06

KOTA KINABALU: Malaysian Building Society Bhd (MBSB) (1171)is "more than" ready to provide financing for first-time house buyers, although it is involved in the recently-launched "My First Home" scheme.

Chief executive officer Datuk Ahmad Zaini Othman said MBSB was not part of the 20 commercial banks under the scheme as it was not licensed to do so. "But that does not mean we cannot offer good prices to buyers.
Does your dog display the 5 signs of good health?       


"We can still be as competitive as those under the scheme. We sometimes provide 100 per cent financing anyway and we have several competitively priced packages now.

"It all depends on the loan applicants, how stable their income is and so on," he said.
Ahmad Zaini was speaking to reporters after launching their relocated branch in Lintas Jaya here yesterday.

"My First Home" was launched by the government with the collaboration of national mortgage company, Cagamas Bhd, and financial institutions to reduce the burden of the younger generation. It covers those earning les than RM3,000 a month. They can apply for 100 per cent financing from selected financial institutions for houses costing between RM100,000 and RM220,000 with a repayment period of 30 years.

Currently, 50 per cent of MBSB's business portfolio comes from mortgage loans and 30 per cent from personal financing loans.

Read more: MBSB ready to help first-time house buyers http://www.btimes.com.my/Current ... _html#ixzz1M6UHgEou

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发表于 2011-5-12 11:04 | 显示全部楼层
MBSB aims to join RM500m club
By Vasantha Ganesan
Published: 2011/04/01



MALAYSIAN Building Society Bhd (MBSB) (1171) hopes to more than double its pre-tax profit within the next few years, after record performances in 2009 and 2010.

"We aspire to be an entity that is in a RM500 million club (in terms of pre-tax profit) in a couple of years," chief executive officer Datuk Ahmad Zaini Othman said.

In the financial year ended December 31 2010, MBSB recorded its highest ever pre-tax profit of RM207.4 million in its 60 year history.

When asked if 2011 will be another record breaking year, he said: "God willing".
MBSB is looking at product diversification strategy so that it has an entire spectrum of banking services.

"This year and late last year, we introduced some innovative programmes to support contractors who had secured government contracts and we are looking at rolling out hire-purchase and Islamic credit cards by mid-2011," Ahmad Zaini said.

MBSB also wants to introduce a fee-based income by building its bankassurance business.

Ahmad Zaini was speaking to reporters after the company's annual general and extraordinary meetings in Kuala Lumpur yesterday.

Although MBSB is exempted from the banking law and it reports to the Finance Ministry and not Bank Negara Malaysia, it plans to introduce credit cards that conform to the new guidelines issued by Bank Negara.

The credit cards will be structured for civil servants.

"The credit card programme is being set up in such a way that the operational set-up will be run by another entity while MBSB will be responsible for the business and marketing," Ahmad Zaini said, adding that it will not be a bank that will handle its business.
Does your dog display the 5 signs of good health?       


When it introduces hire-purchase in July, it will be the first time that its services will be made available to everyone and not just civil servants.

Currently, its retail clients are mostly civil servants or those who are part of the Biro Angkasa.

This year, it plans to be aggressive in promoting personal financing and expects to double fresh disbursements by between RM5 billion and RM6 billion. Some 70 per cent is expected to come from refinancing.

Personal finance is expected to make up half of its total loan disbursements of RM10 billion.

"We receive 300 to 400 customers a day for personal financing," he said.

Mortgages are expected to make 30 per cent and 35 per cent from 50 per cent last year.

MBSB, which received shareholder approval for a rights issue of 507.09 million shares at an issue price of RM1 each, said the monies raised would be used to grow its business. At the same time, its core capital ratio will improve by 50 per cent.

On its net non-performing loans, MBSB plans to reduce it to 13 per cent this year from 16 per cent.

Meanwhile, MBSB is still keen to dispose of its office building Wisma MBSB in Lebuh Ampang valued at RM45 million. It is also keen to deal with the land it has by developing a scheme to develop the land.

On concerns about rising household debt and responsible lending, Ahmad Zaini said that it would try to adhere to guidelines by Bank Negara.

Read more: MBSB aims to join RM500m club http://www.btimes.com.my/Current ... icle/#ixzz1M6UU447z

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发表于 2011-5-12 11:09 | 显示全部楼层
分享锦集:解读财经新闻●冷眼
2011/03/25 5:51:40 PM
●冷眼

对一般知识水平的股票投资者来说,报纸的财经新闻,是他的主要资讯来源。

许多人是根据报纸对某只股票的报道或评估,作出购买的决定。

我对于这种作出投资决定的方式,有所保留。

因为报纸的版位有限,不可能对事件作全面详尽的报道,如果读者对事件的前因后果,没有认识的话,只根据一篇报道作出投资决定,往往因为考虑不周而作出错误的判断。

报纸的财经新闻当然是重要的,但是所有报道都必须加以解读,才有助于作出正确的判断。

如果只根据一篇报道就妄下判断,很有可能因认识不够深入而沦为偏见,偏见导致过分的乐观或悲观,投资者可能因此而采取错误的行动,导致不必要的损失,或是坐失投资良机。

同一篇的报道,在不同知识水平的读者眼中,有不同的解读,正确的解读来自丰富的知识。

要成为一名智慧型投资者,你必须养成长期阅读财经资讯的习惯,把自己的脑子变成一块磁铁,不断的吸收及储存财经知识,在需要时,随时可以从脑子中将知识呼唤出来,帮助你解读及比较新的资讯。

培养兴趣准确判断

这样才可以避免因知识不够而产生偏见,或是对最新的资讯作出错误的解读,而对投资作出错误的判断,导致不必要的损失。

许多人由于对刚发生的事件,缺乏分析的能力,作出错误的解读。在情绪下作出仓促的决定,事后发现,已后悔莫及。

要避免错误,惟一的方法是阅读,阅读再阅读,养成凡是财经资讯绝不放过阅读的机会,要做到这一点,就一定要培养对财经资讯的兴趣。

惟有对财经有一份狂热,才有可能持久阅读,持之以恒的阅读,对许多事件的来龙去脉,才能了如指掌,对资讯才能举一反三,成为投资的有用知识。

随时有惊喜

许多人视阅读财经资讯为畏途,实际上财经事件,天天在变,怎么会枯燥无味呢?对我这个财经迷来说,财经资讯比武侠小说更有趣,因为变化无穷,随时有惊喜出现,其曲折离奇不在武侠小说之下。

一则新闻几面理解

同一则财经新闻报道,在知识水平不同的读者眼中,有不同的解读,不同的理解。

让我随手举一个例子说明。

3月19日,中英文报纸均以不大显目的版位刊登一则马建屋(MBSB)的新闻。

马建屋向公积金局借款5亿令吉,作为扩展业务用途,在贷款签署仪式后,马建屋总执行长拿督再尼向报界发表谈话,披露了一些有关马建屋业务进展的资讯。

公积金局拥有马建屋66.1%的股权,故马建屋是公积金局的子公司,作为母公司,公积金局在商业基础上借给马建屋5亿令吉的款项,是一件很平常的商业行动。

这则新闻吸引我的不是公积金局贷款给马建屋,而是拿督再尼所披露有关马建屋的最新资讯:

放贷目标增幅罕见

●该公司今年放眼贷款增至100亿令吉,比去年增加一倍。

●该公司今年的个人融资放眼50亿令吉,比去年的30亿令吉,增加20亿令吉。

●今年首二个半月,该公司已发出个人融资18亿令吉。

●个人融资占该公司总贷款的60%。


马建屋是一家很特殊的金融机构,它可以接受公众人士的存款,但又不受国家银行监管,是我国硕果仅存的金融公司。

通常银行的放贷,每年只增加约10%,然而马建屋今年的放贷目标,竟高达100%,增幅如此之大,实属罕见。

这些款项,是借给什么人呢?

拿督再尼已提供了答案:该公司今年要发出50亿令吉的个人融资贷款,这就是该公司今年的总放贷将增加一倍的原因。

个人融资(Personal Financing)就是借款给个人,而不是借给企业。

个人融资主要是作为个人用途而不是作为商业用途,个人用途包括买家电、傢俬、电脑、装修屋子、买车或是儿女的教育费等等,其特征是数目不大,由借款人按月摊还,摊还期长达数年至十数年。

相信读者诸君都曾接到银行的电话,献议提供个人融资贷款给你。

马建屋就是在大力发展这类业务。

这类业务,如果管理不当,很容易沦为坏账,如果马建屋今年拟贷出的50亿令吉,是借给一般老百姓的话,变成坏账的可能性是存在的。

坏账少之又少

但是,马建屋的个人融资对象,不是普通人,而是公务员,借款给公务员的安全性特高,坏账微不足道,原来公务员很少辞职,马建屋借款给公务员之后,获准直接由公务员的薪水中,按月扣除还款数额,所以,坏账少之又少。

人民银行成功启示

贷款给公务员,做得最成功的,是人民银行(Bank Rakyat),人民银行是由合作社联合创设的银行,十数年来,盈利年年飙升,根据报道,该银行去年赚17亿令吉,主要的盈利来源,就是贷款给公务员。

马建屋显然是受到人民银行成功的启示,要在这类业务分一杯羹,因此积极发展贷款给公务员的业务,终于在2008年取得突破。

2008年该公司贷款10多亿令吉给公务员,去年激增至30亿令吉,今年计划贷出50亿令吉,可见该公司对这方面的业务,雄心勃勃。如果该公司个人融资,能保持这个成长率,该公司有望成为人民银行第二。

该公司去年盈利飙升58%,主要是拜个人融资暴增所赐。

今年为首两个半月,该公司已批准个人融资18亿令吉,如果能保持这个速度,今年要达成50亿令吉的个人融资目标并不难,如果盈利作正比例增加,而又没有不可预见环境出现的话,该公司今年的盈利可望更上一层楼。

公务员贷款推盈利

马建屋的年报一路来都有披露,个人融资是该公司盈利飙升的主要原因,但是,多数人都不了解“个人融资”的对象是什么人,除非你了解该公司的“个人融资”是借款给公务员,而且可以直接从公务员薪金中扣除还款额,你很难了解这类贷款坏账奇低的原因。

除非你了解人民银行的盈利纪录,你也不大可能了解贷款给公务员的盈利潜能,有了这些知识,你才会对马建屋今年拟贷出50亿令吉给公务员的行动,恍然大悟。

从这个例子,我们可以看出,丰富的知识,是解读财经资讯必须具备的条件。

丰富的知识,来自长期广泛的阅读。不断的累积财经知识储存在脑中,在阅读财经新闻时才能举一反三,使财经新闻成为你有用的投资参考资料。

现在就开始养成阅读财经资讯的习惯吧,财经资讯,对你有益!

http://beta.nanyang.com/sideline ... mp;sID=9&cID=33

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发表于 2011-5-12 17:31 | 显示全部楼层
本帖最后由 vincent1983 于 2011-5-19 12:51 编辑

SUMMARY OF KEY FINANCIAL INFORMATION
31/03/2011

INDIVIDUAL PERIOD
CUMULATIVE PERIOD
CURRENT YEAR QUARTER
PRECEDING YEAR
CORRESPONDING
QUARTER
CURRENT YEAR TO DATE
PRECEDING YEAR
CORRESPONDING
PERIOD
31/03/2011
31/03/2010
31/03/2011
31/03/2010
$$'000
$$'000
$$'000
$$'000
1Revenue
311,635
169,122
311,635
169,122
2Profit/(loss) before tax
91,026
43,179
91,026
43,179
3Profit/(loss) for the period
68,280
43,197
68,280
43,197
4Profit/(loss) attributable to ordinary equity holders of the parent
68,280
43,197
68,280
43,197
5Basic earnings/(loss) per share (Subunit)
9.75
6.17
9.75
6.17
6Proposed/Declared dividend per share (Subunit)
0.00
0.00
0.00
0.00








AS AT END OF CURRENT QUARTER
AS AT PRECEDING FINANCIAL YEAR END
7
Net assets per share attributable to ordinary equity holders of the parent ($$)
0.6438
0.5442


SUMMARY OF KEY FINANCIAL INFORMATION
Dec 31, 2010            
                       
              
INDIVIDUAL PERIODCUMULATIVE PERIOD
Current Year Quarter
               
Preceding Year Corresponding Quarter
               
Current Year to Date
               
Preceding Year corresponding Period
               
Dec 31, 2010Dec 31, 2009Dec 31, 2010Dec 31, 2009
RM'000RM'000RM'000RM'000
1 Revenue                                        208,915158,797769,940537,959
2 Profit/(loss) before tax                                        72,435-8,104207,39780,315
3 Profit/(loss) for the period                                        12,814-9,711146,02557,203
4 Profit/(loss) attributable to ordinary equity holders of the parent                                        12,814-9,711146,02557,203
5 Basic earnings/(loss) per share (sen)                                        1.83-1.3920.858.17
6 Proposed/Declared dividend per share (sen)                                        0000
AS AT END OF CURRENT QUARTERAS AT PRECEDING FINANCIAL YEAR END
7 Net assets per share attributable to ordinary equity holders of the parent (RM)                                        0.54420.7892

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发表于 2011-5-12 17:34 | 显示全部楼层
第一季就赚了9.75sen
一年算他30sen就好了
PE少过5

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发表于 2011-5-13 10:41 | 显示全部楼层
馬建屋附加股送憑單除權 參考價計算小風波

    幸運輪

08/05/2011 15:41

溫世麟碩士 www.warrants.com.my

馬建屋(MBSB)的附加股計劃在上週三(5月4日)除權。除權日前的最后交易價是2.55令吉。大馬股票交易所在除權日設定的參考價是1.63令吉。

 這導致一些投資者看到一頭霧水。由于附加股有送憑單,大馬交易所其實是把免費送出的憑單價錢,計算在內並算出除權后的參考價。

 馬建屋是以每7股配5股,向股東發售高達5億699萬新股。附加股的認購價是1令吉。認購附加股的投資者還可以獲得免費憑單。換句話說,只要投資者以1令吉認購1股附加股,他就可以獲得1單位新憑單。

納入免費憑單

 該憑單的行使價是1令吉。由于母股以遠高于憑單行使價的價位交易,大馬交易所就把憑單的價錢計算在內,來取得除權理論價。

 馬建屋除權之前的最后交易價是2.55令吉,投資者需要買進7股,才能獲得參與認購5股附加股。以最后交易價計算,買進7股的總成本需要17.85令吉。投資者再加上5令吉,就可獲得額外5股和5單位憑單。

無完美計算法

 這樣來說,投資者總共是付出了22.85令吉,來取得12股和5單位憑單。如果把總成本除12,每股的價錢是1.90令吉。許多投資者或許認為這應該是除權后的價錢。可是如果把免費獲得的5單位憑單計算在內,每股的價錢就得相對調低。

 根據大馬交易所發出的文告,除權價理論價,也就是參考價,應該是1.63令吉。可是到底大馬交易所如何計算憑單的價錢就無從得知。它並沒有公佈如何計算除權價的方程式。

 其實計算動態指標並沒有一個準確的方案。當交易所設下一個理論價,很多時候投資者就根據參考價作為指標。如果根據附加股的比例,除權價是1.90令吉。那么憑單的內在價值就是90仙。可是如果根據除權后參考價1.63令吉,該憑單的內在價值就是63仙。

 其實並沒有一個完美的方法,來計算上述有免費憑單的附加股除權價。如果贈送的憑單行使價是價外,那計算方法就更具挑戰性。

 馬建屋股價也在除權后,跌破所謂的除權參考價。投資者還是得看市場的情緒,還有供應及需求,來計算心目中理想的“除權價”。

(本欄言論不代表本報立場)

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发表于 2011-5-14 23:31 | 显示全部楼层
MBSB’s 1Q way exceeds expectations

Malaysia Building Society Bhd
(May 12, RM1.48)
Maintain buy at RM1.44 with fair value of RM2.20 (ex-rights): We are maintaining “buy” on Malaysia Building Society Bhd (MBSB) with an unchanged fair value of RM2.20 (ex-rights). This is based on our rights-adjusted FY11F return on equity (ROE) of 20.5% and fair price-to-book value (P/BV) of 2.6 times.

MBSB recorded super strong 1QFY11 net earnings of RM68.3 million. Annualised net earnings would be RM273 million, way exceeding our forecast of RM195 million by 40.3%.

Gross loans grew at a sizzling annualised pace of 40%, substantially above our projected overall loans growth of 18.3% for FY11F. There was no further breakdown of loans, but we believe the bulk of the growth came from the personal financing segment.

Net interest margin (NIM) is estimated to have registered a big spike upwards to 4.68% in 1QFY11 (+125 basis points quarter-on-quarter), again coming in above our estimated 2.91% for FY11F. We believe this was contributed by the higher-yielding personal loan segment.

Non-interest income is the next positive surprise, more than tripling q-o-q and 174% year-on-year to RM65 million in 1QFY11. We believe these were fees relating to its personal loans segment.

MBSB’s share price had been affected by negative sentiment since its ex-date because the share price was adjusted assuming all warrants were fully converted. Therefore, instead of RM1.90, the reference opening price for MBSB was pegged at RM1.63 per share.

Since then, we believe there has been a negative perception of the company’s inability to react to the unexpected ex-price adjustment.

Given that 1Q results are much stronger than expected, we will be reviewing our forecasts and fair value later with an upward bias.

Thus, the current poor sentiment on the stock represents an excellent opportunity to buy. The stock is now trading at P/BV of only 1.7 times, with a sustainable ROE of above 20% per year. Based on a dividend payout policy of 30%, the gross dividend per share yield is now at least 4.5% FY11F.

Rerating catalysts for the stock are: (i) higher-than-expected loans growth; (ii) better-than-expected NIM; (iii) continuing improvement in impaired loans; (iv) sustainably high ROE in excess of 20%; and (v) confirmation of dividend payout ratio of at least 30%. — AmResearch, May 12

http://www.theedgemalaysia.com/i ... s-expectations.html

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发表于 2011-5-16 21:35 | 显示全部楼层
General Announcement
Reference No MB-110428-63597

Company Name        : MALAYSIA BUILDING SOCIETY BERHAD  
Stock Name        : MBSB  
Date Announced        : 16/05/2011  

Type               : Announcement
Subject        : OTHERS
Description         :
Malaysia Building Society Berhad
- Acquisition of a subsidiary namely Ombak Pesaka Sdn Bhd

Announcement Details/Table Section :

The Board of Directors wishes to announce that Malaysia Building Society Berhad ("MBSB") had on 16 May 2011 acquired 2 ordinary shares of RM1.00 each, representing the entire issued and paid-up share capital of Ombak Pesaka Sdn Bhd (“Acquisition”).

Information on Ombak Pesaka Sdn Bhd

Ombak Pesaka Sdn Bhd ("Ombak Pesaka") was incorporated on 8 February 2011 in Malaysia. The authorised share capital of Ombak Pesaka is RM100,000.00 divided into 100,000 ordinary shares of RM1.00 each. The issued and paid-up share capital of Ombak Pesaka is RM2.00 comprising 2 ordinary shares of RM1.00 each.

The principal activity of Ombak Pesaka is providing hospitality services.

Rationale

Ombak Pesaka Sdn Bhd was acquired to undertake the surrender of a hotel together with all facilities and amenities free from encumbrances, pursuant to a loan settlement agreement with a borrower.

Financial Effects

The Acquisition will not have any material effect on the earnings per share, net assets per share, gearing and share capital of MBSB for the financial year ending 31 December 2011.

The Acquisition will not have any effect on the substantial shareholders’ shareholding of the Company.

Directors’ and/or Major Shareholders’ Interests

None of the Directors and/or Major Shareholders of MBSB or persons connected to them has any interest, direct or indirect, of the Acquisition.

Approvals Required

The Acquisition is not subject to the approval of the shareholders of the Company or any other relevant authorities except for the approval of the relevant authorities in Malaysia.

Statement by Directors

The Directors of MBSB, are of the opinion that the Acquisition is in the best interests of the Company.

This announcement is dated 16 May 2011.

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发表于 2011-5-18 23:56 | 显示全部楼层
馬建屋準備就緒轉型全面銀行業者

(吉隆坡18日訊)馬建屋(MBSB,1171,主板金融股)透露,已經做好準備轉型為全面的銀行業者,目前只欠國行發出「執照」,不過,該公司今年內料無法完成轉型的計劃。

該公司首席執行員拿督阿末再尼表示,「我們已在過去的兩年確定業務走向,及安排公司的人力資源進入銀行作業等。」然而,但被詢及何時正式成為全面的銀行業者時,阿末再尼則表示,今年內相信無法完成上述計劃。

他今日在出席馬建屋與大馬人壽保險簽署合作協議的儀式後,向媒體作有關披露。

馬建屋將與大馬人壽保險合作,銷售大馬人壽保險承保的「精明大馬」(Bijak Malaysia)保險。阿末再尼冀望在推出該保險的第一年,可銷售1萬份保單或1000萬令吉的營業額。

阿末表示,在為購屋買者提供貸款之外,開拓保險業務將把公司帶入新里程碑,以讓公司成為一家全方位的金融服務公司。

大馬人壽保險首席執行員黃聯裕指出,這項計劃可為公司開拓具有潛質的消費群——非銀行客戶。他進一步透露,「希望雙方的合作下,可為公司業務帶來正面的效益。」

http://www2.orientaldaily.com.my ... 9ga06dl5h451QJc9gDh

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发表于 2011-5-19 13:49 | 显示全部楼层
不怪的最近一值有人压低价钱收票!
swordxend 发表于 2011-5-19 13:43


09年全年net profit attributable to shareholder是57M
11年第一季就68M了
你觉得这支股票今年会升到哪里?

注:我有这支股票

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发表于 2011-5-19 13:56 | 显示全部楼层
09年全年net profit attributable to shareholder是57M
11年第一季就68M了
你觉得这支股票今年会升到 ...
vincent1983 发表于 2011-5-19 13:49


我也是最近才发现到这支股~现在已经成为我的主力股!今年上多少就不懂,因为外面比较动荡不安~
但外面局势已稳定后这支股肯定不简单,尤其是最近清理了一些散户后~
为了他,就算遇到股灾住套房也爽!

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发表于 2011-5-19 19:09 | 显示全部楼层
赞同~ 看到1.51有人大量扫货就爽了~哈哈~
swordxend 发表于 2011-5-19 17:35

我听他CEO说7月要launch credit card给civil servants
不过这个要等bank negara批准
公务员这块是一个庞大的市场
业务越来越多元化
如果不是看见冷艳的文章
我应该不会注意这股票

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发表于 2011-5-20 20:02 | 显示全部楼层
这只股,我是在我去MBSB的分行我才知道的。

我还以为同名,不过现在证实是一样的了。

那天去那里,也是听到我朋友讲那里有SAVING PLAN什么的。

去听了,还真的是不错一下。 放100就有10EXTRA。最多到500咯。

不过利息就比较低咯,2。25%咯。

这个算是个人看到的。 买卖自己负

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发表于 2011-5-21 00:27 | 显示全部楼层
本帖最后由 vincent1983 于 2011-5-21 14:40 编辑

哈哈哈 原来冷眼前辈是MBSB第7大股东

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发表于 2011-5-21 14:48 | 显示全部楼层
对咯~就不懂冷眼是在什么价位开始收集这支股的~
swordxend 发表于 2011-5-21 14:31


从2003年annual report30大股东名单没有他的名字
2004年开始就有了 280,000units
2010年是2,000,000units
最近的right issue如果全部吃下
等于多了1,428,500units
全部是3,1428,500units

他应该是慢慢累积的
几毛钱就开始累积了

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发表于 2011-5-21 15:43 | 显示全部楼层
本帖最后由 vincent1983 于 2011-5-21 15:44 编辑
若看回2009年报,其实他大部分股是在去年买入的!
swordxend 发表于 2011-5-21 15:30

2009年新的CEO上任之后
他发现到了MBSB的不同
开始大量入货吧

等到累计够了股票
他就来分享文章

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发表于 2011-5-21 21:29 | 显示全部楼层
现在冷眼在等待这支股热起来~
swordxend 发表于 2011-5-21 21:23


要跟bank rakyat分一杯羹

前途不可限量

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