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每周六更新 - - Malaysia FD Rate - - 2019

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x 713
发表于 2018-12-31 22:50 | 显示全部楼层 |阅读模式
本帖最后由 guardian9413 于 2019-1-19 13:57 编辑

祝各位 新年快乐 ~

欲想知道银行 FD / Promotion 资料, 请 click 银行 的名字 就可以了
若有新的资料, 请分享~
若有资料错误, 请提醒~
若各别分行有 promotion, 请分享是哪一间分行~
方便大家, 也方便我自己 ~

每周六 更新资料 ~

Normal FD

Month (%)
BANK 1 3 6 12
AFFIN BANK 3.25 3.30 3.40 4.05
AGRO BANK 3.25 3.35 3.50 3.85
AL RAJHI BANK 3.21 3.31 3.36 3.51
ALLIANCE BANK 3.20 3.25 3.30 3.35
AMBANK 3.15 3.20 3.30 3.35
BANGKOK BANK 3.30 3.35 3.40 3.50
BANK ISLAM 3.30 3.35 3.40 3.60
BANK OF CHINA 3.15 3.25 3.30 3.40
BANK RAKYAT 3.40 3.48 3.60 3.85
BSN 3.20 3.25 3.30 3.65
CIMB 3.20 3.25 3.30 3.35
CITIBANK 2.90 2.90 2.95 2.95
HONG LEONG BANK 3.00 3.05 3.10 3.10
HONG LEONG BANK FLEXI - - - - - - 3.25
HSBC 2.90 3.00 3.10 3.15
ICBC BANK 3.15 3.25 3.30 3.45
INDIA INTERNATIONAL BANK 3.30 3.35 3.40 3.45
KUWAIT FINANCE HOUSE 3.20 3.30 3.35 3.90
MAYBANK 3.15 3.20 3.30 3.35
MBSB 3.35 3.40 3.50 3.65
MUAMALAT BANK 3.30 3.35 3.45 3.55
OCBC BANK 2.90 3.00 3.15 3.25
PUBLIC BANK 3.20 3.25 3.30 3.35
RHB 3.20 3.25 3.30 3.35
SCOTIA BANK 3.20 3.25 3.30 3.35
Standard Chartered 2.95 3.10 3.15 3.25
Sumitomo Mitsui Bank - MALAYSIA 3.20 3.25 3.30 3.40
UOB 2.95 3.05 3.15 3.25


e-FD

Month (%)
BANK 1 3 6 12
ALLIANCE BANK 3.20 3.25 3.30 3.35
AMBANK 3.15 3.20 3.30 3.35
BANK RAKYAT 3.30 3.38 3.50 3.70
CIMB 3.20 3.25 3.30 3.35
HONG LEONG BANK 3.00 3.05 3.10 3.10
HONG LEONG BANK 3.00 3.05 3.10 3.20
MAYBANK 3.15 3.20 3.30 3.35
PUBLIC BANK 3.20 3.25 3.30 3.35


SENIOR FD

Month (%)
BANK NAME 1 3 6 12
AGRO BANK FRIA-I 45 PLUS - - - - 3.45 3.85
ALLIANCE BANK Alliance FD Gold (RM30k) - - - - - - 3.45
AMBANK AM50PLUS - - - - 3.30 3.35
BSN BSN SENIOR CITIZEN ( RM5k - RM50k ) - - - - - - 3.55
BSN BSN SENIOR CITIZEN ( > RM50k) - - - - - - 3.60
HONG LEONG BANK HONG LEONG SENIOR SAVERS FLEXI FD - - - - - - 3.25
HONG LEONG BANK Harvest Savings Account 3.80 - - - - - -
KUWAIT FINANCE HOUSE Senior International Commodity Murabahah - - 3.35 3.40 3.95
MBSB 49'NERS 3.20 3.25 3.35 3.50
PUBLIC BANK PB GOLDEN 50 PLUS 3.30 3.35 3.40 3.45
RHB RHB SENIOR - - - - - - 3.35


SENIOR e-FD

Month (%)
BANK NAME 1 3 6 12
ALLIANCE BANK e-Alliance FD Gold - - - - - - 3.45


--------------------------------------------------------------------------------------------------------------

*注 :
(P) = Placement
(F) = Fresh
CASA = Current Account/Saving Account
ADB = Average Daily Balance

NOT FD

BANK Promo. End Cond. (Min) Month %
HONG LEONG BANK 2019-01-31 Priority Account,
ADB >=RM 20k <= RM 240k
1 2.80
MAYBANK 2019-01-31 Premier  1  Account  (PM1) ,
Incremental ADB,
>= RM 20 k <= RM 25 k
- - 0.80
MAYBANK 2019-01-31 Premier  1  Account  (PM1) ,
Incremental ADB,
> RM 25 k <= RM 50 k
- - 1.05
MAYBANK 2019-01-31 Premier  1  Account  (PM1) ,
Incremental ADB,
> RM 50 k <= RM 100 k
- - 1.90
MAYBANK 2019-01-31 Premier  1  Account  (PM1) ,
Incremental ADB,
> RM 100 k <= RM 200 k
- - 2.25
MAYBANK 2019-01-31 Premier  1  Account  (PM1) ,
Incremental ADB,
> RM 200 k <= RM 250 k
- - 2.55
MAYBANK 2019-01-31 Private Banking Account ,
Incremental ADB,
> RM 20 k <= RM 50 k
- - 1.10
MAYBANK 2019-01-31 Private Banking Account ,
Incremental ADB,
> RM 50 k <= RM 100 k
- - 2.30
MAYBANK 2019-01-31 Private Banking Account ,
Incremental ADB,
> RM 100 k <= RM 250 k
- - 2.80
MAYBANK 2019-01-31 Private Banking Account ,
Incremental ADB,
> RM 250 k <= RM 500 k
- - 2.95
MAYBANK 2019-01-31 Private Banking Account ,
Incremental ADB,
> RM 500 k <= RM 1 mil
- - 3.50
AMBANK 2019-03-31 AMGenius / Saver's G.A.N.G ,
<= RM 100 k
- - 3.20
AMBANK 2019-03-31 AMGenius / Saver's G.A.N.G ,
> RM 100 k
- - 1.20
MUAMALAT BANK 2019-03-31 Current Account,
< RM 20k
- - 0.99
MUAMALAT BANK 2019-03-31 Current Account,
>= RM 20k < RM 100k
- - 1.99
MUAMALAT BANK 2019-03-31 Current Account,
>= RM 100k < RM 500k
- - 2.50
MUAMALAT BANK 2019-03-31 Current Account,
>= RM 500k
- - 3.00
PUBLIC BANK 2019-03-31 RM 5k,
PB Bright Star Savings Account (PBBS) ,
WISE Savings Account (WISE) ,
PLUS Fixed Deposit (PLUS FD)
15 4.35
Standard Chartered 2019-12-31 < RM 50k - - 0.50
Standard Chartered 2019-12-31 > RM 50k < RM 150k - - 1.00
Standard Chartered 2019-12-31 > RM 150k < RM 500k - - 2.50
Standard Chartered 2019-12-31 > RM 500k < RM 3M - - 3.00
Standard Chartered 2019-12-31 > RM 3M - - 3.50
Standard Chartered 2019-12-31 0.50% p.a. base interest,
2.00 % p.a. for deposit min (F) RM 3k into Privilege Savings Account,
1.50 % p.a. for spend RM 1k on credit card,
2.00 % p.a. for investment and insurance min RM 1k
- - 6.00


Normal FD (Promotion)

Month (%)
BANK Promo. End Cond. (Min) 1 3 6 12
ALLIANCE BANK 2019-01-31 (P) RM 30k FD,
RM 10k CASA,
2019-01-04,
2019-01-11,
2019-01-18,
2019-01-25,
2019-01-31  
- - 5.00 - - - -
PUBLIC BANK   2019-01-31 (F) RM 10k - - - - 4.00 4.20
BANGKOK BANK 2019-02-12 (P) RM 5k - - 3.85 3.90 4.20
OCBC BANK 2019-02-19 (F) RM 10k - - - - - - 4.15
MAYBANK 2019-02-28 (F) RM 100k,
Maybank Privilege
- - - - 4.00 - -
MAYBANK 2019-02-28 (P) RM 100k,
Maybank Privilege
- - - - 3.90 - -
MAYBANK 2019-02-28 (F) RM 250k,
Maybank Private or Maybank Premier
- - - - - - 4.28
MAYBANK 2019-02-28 (P) RM 250k,
Maybank Private or Maybank Premier
- - - - - - 4.18
AL RAJHI BANK 2019-03-31 (P) RM 10k - - - - 4.21 4.36
AMBANK 2019-03-31 Signed up for AmSPB membership, Meet Asset Under Management (AUM) >= RM 200k with AmBank,
Holds at least one AmStar Current Account (F) RM 10k
- - - - - - 4.40
MUAMALAT BANK 2019-04-14 (F) RM 10k - - - - 3.99 - -


BANK Promo. End Cond. (Min) Month %
BANGKOK BANK 2019-02-12 (P) RM 5k 9 3.90
RHB BANK 2019-02-28 (F) RM 10k 5 4.25


Senior FD (Promotion)

Month (%)
BANK Promo. End Cond. (Min) 1 3 6 12


BANK Promo. End Cond. (Min) Month %


e-FD (Promotion)

Month (%)
BANK Promo. End Cond. (Min) 1 3 6 12
HONG LEONG BANK   2019-02-28 (P) RM 10k - - 4.18 4.28 - -
PUBLIC BANK   2019-03-31 (P) RM 5k - - 3.40 3.45 3.80
RHB BANK   2019-03-31 (P) RM 5k - - 4.00 - - - -


BANK Promo. End Cond. (Min) Month %
AMBANK 2019-02-28 (P) RM 10k 8 4.28
PUBLIC BANK 2019-03-31 (P) RM 5k 9 3.50
PUBLIC BANK 2019-03-31 (P) RM 5k 15 3.90


--------------------------------------------------------------------------------------------------------------

各位, 若你手上有最新资料,
请填写

银行:
几个月:
利息 :
地点 :
截止日期 :
官方网站 (若有) :

若对任何银行不满,请游览 BANK NEGARA

x 4 我要送花

x 713
 楼主| 发表于 2018-12-31 22:50 | 显示全部楼层
1st Maturity = promotion rate, 过后就是 跟 board rate


example:
2016-01-01
你想放 RM 10,000 FD 和 所得利息 是放在 同一个 FD 的话
promotion rate (3 months) 4.0%p.a.  (promotion end: 2016-02-01)
board rate (3 months) 3% p.a.

2016-04-01
由于你在 2016-01-01 放 FD  时 还在 under promotion, 所以你享有 promotion rate
你的 FD = 10,000 + 3 x (10,000 x 4%) / 12
= 10,000 + 3 x (10,000 x 0.04) / 12
= 10,000 + 100
= 10,100

2016-07-01
你的 FD = 10,100 + 3 x (10,100 x 3%) / 12
= 10,100 + 3 x (10,100 x 0.03) / 12
= 10,100 + 75.75
= 10,175.75

2016-10-01
你的 FD = 10,175.75 + 3 x (10,175.75 x 3%) / 12
= 10,175.75 + 3 x (10,175.75 x 0.03) / 12
= 10,175.75 + 76.32
= 10,252.07

2017-01-01
你的 FD = 10,252.07 + 3 x (10,252.07 x 3%) / 12
= 10,252.07 + 3 x (10,252.07 x 0.03) / 12
= 10,252.07 + 76.89
= 10,328.96

x 1 我要送花

x 713
 楼主| 发表于 2018-12-31 22:50 | 显示全部楼层
Situation 1
2016-01-01
你想放 RM 10,000 FD 和 所得利息 是放在 同一个 FD 的话
promotion rate (4 months) 4.0%p.a.  (promotion end: 2016-02-01)
board rate (4 months) 3% p.a.

2016-05-01
由于你在 2016-01-01 放 FD  时 还在 under promotion, 所以你享有 promotion rate
你的 FD = 10,000 + 4 x (10,000 x 4%) / 12
= 10,000 + 4 x (10,000 x 0.04) / 12
= 10,000 + 133.33
= 10,133.33

2016-09-01
promotion 已过, 所以跟回 board rate
你的 FD = 10,133.33 + 4 x (10,133.33 x 3%) / 12
= 10,133.33 + 4 x (10,133.33 x 0.03) / 12
= 10,133.33 + 101.33
= 10,234.66

2017-01-01
你的 FD = 10,234.66 + 4 x (10,234.66 x 3%) / 12
= 10,234.66 + 4 x (10,234.66 x 0.03) / 12
= 10,234.66 + 102.35
= 10,337.01

Situation 2
2016-01-01
你想放 RM 10,000 FD 和 所得利息 是放在 同一个 FD 的话
promotion rate (4 months) 4.0%p.a.  (promotion end: 2016-02-01)
board rate (4 months) 3% p.a.

2016-05-01
由于你在 2016-01-01 放 FD  时 还在 under promotion, 所以你享有 promotion rate,
此时 有新的 promotion rate (4 months) 4.1 % p.a. (promotion end: 2016-06-01) (条件 : Placement 10,000)
你的 FD = 10,000 + 4 x (10,000 x 4%) / 12
= 10,000 + 4 x (10,000 x 0.04) / 12
= 10,000 + 133.33
= 10,133.33

2016-09-01
2016-05-01 的 promotion, 你没去更新 FD, 所以跟回 board rate
你的 FD = 10,133.33 + 4 x (10,133.33 x 3%) / 12
= 10,133.33 + 4 x (10,133.33 x 0.03) / 12
= 10,133.33 + 101.33
= 10,234.66

2017-01-01
你的 FD = 10,234.66 + 4 x (10,234.66 x 3%) / 12
= 10,234.66 + 4 x (10,234.66 x 0.03) / 12
= 10,234.66 + 102.35
= 10,337.01

Situation 3
2016-01-01
你想放 RM 10,000 FD 和 所得利息 是放在 同一个 FD 的话
promotion rate (4 months) 4.0%p.a.  (promotion end: 2016-02-01)
board rate (4 months) 3% p.a.

2016-05-01
由于你在 2016-01-01 放 FD  时 还在 under promotion, 所以你享有 promotion rate,
此时 有新的 promotion rate (4 months) 4.1 % p.a. (promotion end: 2016-06-01) (条件 : Placement 10,000)
你的 FD = 10,000 + 4 x (10,000 x 4%) / 12
= 10,000 + 4 x (10,000 x 0.04) / 12
= 10,000 + 133.33
= 10,133.33

2016-09-01
2016-05-01 的 promotion, 你有去更新 FD, 所以是 跟 promotion rate 4.1% p.a.
你的 FD = 10,133.33 + 4 x (10,133.33 x 4.1%) / 12
= 10,133.33 + 4 x (10,133.33 x 0.041) / 12
= 10,133.33 + 138.49
= 10,271.82

2017-01-01
promotion 已过, 所以跟回 board rate
你的 FD = 10,271.82 + 4 x (10,271.82 x 3%) / 12
= 10,271.82 + 4 x (10,271.82 x 0.03) / 12
= 10,271.82 + 102.72
= 10,374.54

x 1 我要送花

x 713
 楼主| 发表于 2018-12-31 22:51 | 显示全部楼层
Normal FD

Month (%)
BANK 1 3 6 12
AFFIN BANK 3.25 3.30 3.40 4.05
AGRO BANK 3.25 3.35 3.50 3.85
AL RAJHI BANK 3.21 3.31 3.36 3.51
ALLIANCE BANK 3.20 3.25 3.30 3.35
AMBANK 3.15 3.20 3.30 3.35
BANGKOK BANK 3.30 3.35 3.40 3.50
BANK ISLAM 3.30 3.35 3.40 3.60
BANK OF CHINA 3.15 3.25 3.30 3.40
BANK RAKYAT 3.40 3.48 3.60 3.85
BSN 3.20 3.25 3.30 3.65
CIMB 3.20 3.25 3.30 3.35
CITIBANK 2.90 2.90 2.95 2.95
HONG LEONG BANK 3.00 3.05 3.10 3.10
HONG LEONG BANK FLEXI - - - - - - 3.25
HSBC 2.90 3.00 3.10 3.15
ICBC BANK 3.15 3.25 3.30 3.45
INDIA INTERNATIONAL BANK 3.30 3.35 3.40 3.45
KUWAIT FINANCE HOUSE 3.20 3.30 3.35 3.90
MAYBANK 3.15 3.20 3.30 3.35
MBSB 3.35 3.40 3.50 3.65
MUAMALAT BANK 3.30 3.35 3.45 3.55
OCBC BANK 2.90 3.00 3.15 3.25
PUBLIC BANK 3.20 3.25 3.30 3.35
RHB 3.20 3.25 3.30 3.35
SCOTIA BANK 3.20 3.25 3.30 3.35
Standard Chartered 2.95 3.10 3.15 3.25
Sumitomo Mitsui Bank - MALAYSIA 3.20 3.25 3.30 3.40
UOB 2.95 3.05 3.15 3.25


e-FD

Month (%)
BANK 1 3 6 12
ALLIANCE BANK 3.20 3.25 3.30 3.35
AMBANK 3.15 3.20 3.30 3.35
BANK RAKYAT 3.30 3.38 3.50 3.70
CIMB 3.20 3.25 3.30 3.35
HONG LEONG BANK 3.00 3.05 3.10 3.10
HONG LEONG BANK 3.00 3.05 3.10 3.20
MAYBANK 3.15 3.20 3.30 3.35
PUBLIC BANK 3.20 3.25 3.30 3.35


SENIOR FD

Month (%)
BANK NAME 1 3 6 12
AGRO BANK FRIA-I 45 PLUS - - - - 3.45 3.85
ALLIANCE BANK Alliance FD Gold (RM30k) - - - - - - 3.45
AMBANK AM50PLUS - - - - 3.30 3.35
BSN BSN SENIOR CITIZEN ( RM5k - RM50k ) - - - - - - 3.55
BSN BSN SENIOR CITIZEN ( > RM50k) - - - - - - 3.60
HONG LEONG BANK HONG LEONG SENIOR SAVERS FLEXI FD - - - - - - 3.25
HONG LEONG BANK Harvest Savings Account 3.80 - - - - - -
MBSB 49'NERS 3.20 3.25 3.35 3.50
PUBLIC BANK PB GOLDEN 50 PLUS 3.30 3.35 3.40 3.45
RHB RHB SENIOR - - - - - - 3.35


SENIOR e-FD

Month (%)
BANK NAME 1 3 6 12
ALLIANCE BANK e-Alliance FD Gold - - - - - - 3.45


--------------------------------------------------------------------------------------------------------------

*注 :
(P) = Placement
(F) = Fresh
CASA = Current Account/Saving Account
ADB = Average Daily Balance

NOT FD

BANK Promo. End Cond. (Min) Month %
HONG LEONG BANK 2019-01-31 Priority Account,
ADB >=RM 20k <= RM 240k
1 2.80
MAYBANK 2019-01-31 Premier  1  Account  (PM1) ,
Incremental ADB,
>= RM 20 k <= RM 25 k
- - 0.80
MAYBANK 2019-01-31 Premier  1  Account  (PM1) ,
Incremental ADB,
> RM 25 k <= RM 50 k
- - 1.05
MAYBANK 2019-01-31 Premier  1  Account  (PM1) ,
Incremental ADB,
> RM 50 k <= RM 100 k
- - 1.90
MAYBANK 2019-01-31 Premier  1  Account  (PM1) ,
Incremental ADB,
> RM 100 k <= RM 200 k
- - 2.25
MAYBANK 2019-01-31 Premier  1  Account  (PM1) ,
Incremental ADB,
> RM 200 k <= RM 250 k
- - 2.55
MAYBANK 2019-01-31 Private Banking Account ,
Incremental ADB,
> RM 20 k <= RM 50 k
- - 1.10
MAYBANK 2019-01-31 Private Banking Account ,
Incremental ADB,
> RM 50 k <= RM 100 k
- - 2.30
MAYBANK 2019-01-31 Private Banking Account ,
Incremental ADB,
> RM 100 k <= RM 250 k
- - 2.80
MAYBANK 2019-01-31 Private Banking Account ,
Incremental ADB,
> RM 250 k <= RM 500 k
- - 2.95
MAYBANK 2019-01-31 Private Banking Account ,
Incremental ADB,
> RM 500 k <= RM 1 mil
- - 3.50
AMBANK 2019-03-31 AMGenius / Saver's G.A.N.G ,
<= RM 100 k
- - 3.20
AMBANK 2019-03-31 AMGenius / Saver's G.A.N.G ,
> RM 100 k
- - 1.20
MUAMALAT BANK 2019-03-31 Current Account,
< RM 20k
- - 0.99
MUAMALAT BANK 2019-03-31 Current Account,
>= RM 20k < RM 100k
- - 1.99
MUAMALAT BANK 2019-03-31 Current Account,
>= RM 100k < RM 500k
- - 2.50
MUAMALAT BANK 2019-03-31 Current Account,
>= RM 500k
- - 3.00
Standard Chartered 2019-12-31 < RM 50k - - 0.50
Standard Chartered 2019-12-31 > RM 50k < RM 150k - - 1.00
Standard Chartered 2019-12-31 > RM 150k < RM 500k - - 2.50
Standard Chartered 2019-12-31 > RM 500k < RM 3M - - 3.00
Standard Chartered 2019-12-31 > RM 3M - - 3.50
Standard Chartered 2019-12-31 0.50% p.a. base interest,
2.00 % p.a. for deposit min (F) RM 3k into Privilege Savings Account,
1.50 % p.a. for spend RM 1k on credit card,
2.00 % p.a. for investment and insurance min RM 1k
- - 6.00


Normal FD (Promotion)

Month (%)
BANK Promo. End Cond. (Min) 1 3 6 12
BANGKOK BANK 2019-02-12 (P) RM 5k - - 3.85 3.90 4.20
AMBANK 2019-03-31 Signed up for AmSPB membership, Meet Asset Under Management (AUM) >= RM 200k with AmBank,
Holds at least one AmStar Current Account (F) RM 10k
- - - - - - 4.40
MUAMALAT BANK 2019-04-14 (F) RM 10k - - - - 3.99 - -


BANK Promo. End Cond. (Min) Month %
BANGKOK BANK 2019-02-12 (P) RM 5k 9 3.90


Senior FD (Promotion)

Month (%)
BANK Promo. End Cond. (Min) 1 3 6 12


BANK Promo. End Cond. (Min) Month %


e-FD (Promotion)

Month (%)
BANK Promo. End Cond. (Min) 1 3 6 12
HONG LEONG BANK   2019-01-01 to 2019-01-07 (P) RM 10k - - - - 4.28 - -
HONG LEONG BANK   2019-01-14 (P) RM 10k - - - - 4.00 - -


BANK Promo. End Cond. (Min) Month %


--------------------------------------------------------------------------------------------------------------

各位, 若你手上有最新资料,
请填写

银行:
几个月:
利息 :
地点 :
截止日期 :
官方网站 (若有) :

若对任何银行不满,请游览 BANK NEGARA

x 1 我要送花

x 239
发表于 2019-1-3 12:48 | 显示全部楼层

x 1 我要送花

x 713
 楼主| 发表于 2019-1-5 15:22 | 显示全部楼层
资料已更新, 请查阅第一楼 ~

Current Promotion :

*注 :
(P) = Placement
(F) = Fresh
CASA = Current Account/Saving Account
ADB = Average Daily Balance

NOT FD

BANK Promo. End Cond. (Min) Month %
HONG LEONG BANK 2019-01-31 Priority Account,
ADB >=RM 20k <= RM 240k
1 2.80
MAYBANK 2019-01-31 Premier  1  Account  (PM1) ,
Incremental ADB,
>= RM 20 k <= RM 25 k
- - 0.80
MAYBANK 2019-01-31 Premier  1  Account  (PM1) ,
Incremental ADB,
> RM 25 k <= RM 50 k
- - 1.05
MAYBANK 2019-01-31 Premier  1  Account  (PM1) ,
Incremental ADB,
> RM 50 k <= RM 100 k
- - 1.90
MAYBANK 2019-01-31 Premier  1  Account  (PM1) ,
Incremental ADB,
> RM 100 k <= RM 200 k
- - 2.25
MAYBANK 2019-01-31 Premier  1  Account  (PM1) ,
Incremental ADB,
> RM 200 k <= RM 250 k
- - 2.55
MAYBANK 2019-01-31 Private Banking Account ,
Incremental ADB,
> RM 20 k <= RM 50 k
- - 1.10
MAYBANK 2019-01-31 Private Banking Account ,
Incremental ADB,
> RM 50 k <= RM 100 k
- - 2.30
MAYBANK 2019-01-31 Private Banking Account ,
Incremental ADB,
> RM 100 k <= RM 250 k
- - 2.80
MAYBANK 2019-01-31 Private Banking Account ,
Incremental ADB,
> RM 250 k <= RM 500 k
- - 2.95
MAYBANK 2019-01-31 Private Banking Account ,
Incremental ADB,
> RM 500 k <= RM 1 mil
- - 3.50
AMBANK 2019-03-31 AMGenius / Saver's G.A.N.G ,
<= RM 100 k
- - 3.20
AMBANK 2019-03-31 AMGenius / Saver's G.A.N.G ,
> RM 100 k
- - 1.20
MUAMALAT BANK 2019-03-31 Current Account,
< RM 20k
- - 0.99
MUAMALAT BANK 2019-03-31 Current Account,
>= RM 20k < RM 100k
- - 1.99
MUAMALAT BANK 2019-03-31 Current Account,
>= RM 100k < RM 500k
- - 2.50
MUAMALAT BANK 2019-03-31 Current Account,
>= RM 500k
- - 3.00
PUBLIC BANK 2019-03-31 RM 5k,
PB Bright Star Savings Account (PBBS) ,
WISE Savings Account (WISE) ,
PLUS Fixed Deposit (PLUS FD)
15 4.35
Standard Chartered 2019-12-31 < RM 50k - - 0.50
Standard Chartered 2019-12-31 > RM 50k < RM 150k - - 1.00
Standard Chartered 2019-12-31 > RM 150k < RM 500k - - 2.50
Standard Chartered 2019-12-31 > RM 500k < RM 3M - - 3.00
Standard Chartered 2019-12-31 > RM 3M - - 3.50
Standard Chartered 2019-12-31 0.50% p.a. base interest,
2.00 % p.a. for deposit min (F) RM 3k into Privilege Savings Account,
1.50 % p.a. for spend RM 1k on credit card,
2.00 % p.a. for investment and insurance min RM 1k
- - 6.00


Normal FD (Promotion)

Month (%)
BANK Promo. End Cond. (Min) 1 3 6 12
BANGKOK BANK 2019-02-12 (P) RM 5k - - 3.85 3.90 4.20
OCBC BANK 2019-02-19 (F) RM 10k - - - - - - 4.15
AMBANK 2019-03-31 Signed up for AmSPB membership, Meet Asset Under Management (AUM) >= RM 200k with AmBank,
Holds at least one AmStar Current Account (F) RM 10k
- - - - - - 4.40
MUAMALAT BANK 2019-04-14 (F) RM 10k - - - - 3.99 - -


BANK Promo. End Cond. (Min) Month %
BANGKOK BANK 2019-02-12 (P) RM 5k 9 3.90


Senior FD (Promotion)

Month (%)
BANK Promo. End Cond. (Min) 1 3 6 12


BANK Promo. End Cond. (Min) Month %


e-FD (Promotion)

Month (%)
BANK Promo. End Cond. (Min) 1 3 6 12
HONG LEONG BANK   2019-01-01 to 2019-01-07 (P) RM 10k - - - - 4.28 - -
HONG LEONG BANK   2019-01-14 (P) RM 10k - - - - 4.00 - -
PUBLIC BANK   2019-03-31 (P) RM 5k - - 3.40 3.45 3.80


BANK Promo. End Cond. (Min) Month %
PUBLIC BANK 2019-03-31 (P) RM 5k 9 3.50
PUBLIC BANK 2019-03-31 (P) RM 5k 15 3.90


--------------------------------------------------------------------------------------------------------------

各位, 若你手上有最新资料,
请填写

银行:
几个月:
利息 :
地点 :
截止日期 :
官方网站 (若有) :

若对任何银行不满,请游览 BANK NEGARA

x 2 我要送花

x 713
 楼主| 发表于 2019-1-12 21:08 | 显示全部楼层
资料已更新,请查阅第一楼 ~

*注 :
(P) = Placement
(F) = Fresh
CASA = Current Account/Saving Account
ADB = Average Daily Balance

NOT FD

BANK Promo. End Cond. (Min) Month %
HONG LEONG BANK 2019-01-31 Priority Account,
ADB >=RM 20k <= RM 240k
1 2.80
MAYBANK 2019-01-31 Premier  1  Account  (PM1) ,
Incremental ADB,
>= RM 20 k <= RM 25 k
- - 0.80
MAYBANK 2019-01-31 Premier  1  Account  (PM1) ,
Incremental ADB,
> RM 25 k <= RM 50 k
- - 1.05
MAYBANK 2019-01-31 Premier  1  Account  (PM1) ,
Incremental ADB,
> RM 50 k <= RM 100 k
- - 1.90
MAYBANK 2019-01-31 Premier  1  Account  (PM1) ,
Incremental ADB,
> RM 100 k <= RM 200 k
- - 2.25
MAYBANK 2019-01-31 Premier  1  Account  (PM1) ,
Incremental ADB,
> RM 200 k <= RM 250 k
- - 2.55
MAYBANK 2019-01-31 Private Banking Account ,
Incremental ADB,
> RM 20 k <= RM 50 k
- - 1.10
MAYBANK 2019-01-31 Private Banking Account ,
Incremental ADB,
> RM 50 k <= RM 100 k
- - 2.30
MAYBANK 2019-01-31 Private Banking Account ,
Incremental ADB,
> RM 100 k <= RM 250 k
- - 2.80
MAYBANK 2019-01-31 Private Banking Account ,
Incremental ADB,
> RM 250 k <= RM 500 k
- - 2.95
MAYBANK 2019-01-31 Private Banking Account ,
Incremental ADB,
> RM 500 k <= RM 1 mil
- - 3.50
AMBANK 2019-03-31 AMGenius / Saver's G.A.N.G ,
<= RM 100 k
- - 3.20
AMBANK 2019-03-31 AMGenius / Saver's G.A.N.G ,
> RM 100 k
- - 1.20
MUAMALAT BANK 2019-03-31 Current Account,
< RM 20k
- - 0.99
MUAMALAT BANK 2019-03-31 Current Account,
>= RM 20k < RM 100k
- - 1.99
MUAMALAT BANK 2019-03-31 Current Account,
>= RM 100k < RM 500k
- - 2.50
MUAMALAT BANK 2019-03-31 Current Account,
>= RM 500k
- - 3.00
PUBLIC BANK 2019-03-31 RM 5k,
PB Bright Star Savings Account (PBBS) ,
WISE Savings Account (WISE) ,
PLUS Fixed Deposit (PLUS FD)
15 4.35
Standard Chartered 2019-12-31 < RM 50k - - 0.50
Standard Chartered 2019-12-31 > RM 50k < RM 150k - - 1.00
Standard Chartered 2019-12-31 > RM 150k < RM 500k - - 2.50
Standard Chartered 2019-12-31 > RM 500k < RM 3M - - 3.00
Standard Chartered 2019-12-31 > RM 3M - - 3.50
Standard Chartered 2019-12-31 0.50% p.a. base interest,
2.00 % p.a. for deposit min (F) RM 3k into Privilege Savings Account,
1.50 % p.a. for spend RM 1k on credit card,
2.00 % p.a. for investment and insurance min RM 1k
- - 6.00


Normal FD (Promotion)

Month (%)
BANK Promo. End Cond. (Min) 1 3 6 12
ALLIANCE BANK 2019-01-31 (P) RM 30k FD,
RM 10k CASA,
2019-01-04,
2019-01-11,
2019-01-18,
2019-01-25,
2019-01-31  
- - 5.00 - - - -
PUBLIC BANK   2019-01-31 (F) RM 10k - - - - 4.00 4.20
BANGKOK BANK 2019-02-12 (P) RM 5k - - 3.85 3.90 4.20
OCBC BANK 2019-02-19 (F) RM 10k - - - - - - 4.15
MAYBANK 2019-02-28 (F) RM 100k,
Maybank Privilege
- - - - 4.00 - -
MAYBANK 2019-02-28 (P) RM 100k,
Maybank Privilege
- - - - 3.90 - -
MAYBANK 2019-02-28 (F) RM 250k,
Maybank Private or Maybank Premier
- - - - - - 4.28
MAYBANK 2019-02-28 (P) RM 250k,
Maybank Private or Maybank Premier
- - - - - - 4.18
AL RAJHI BANK 2019-03-31 (P) RM 10k - - - - 4.21 4.36
AMBANK 2019-03-31 Signed up for AmSPB membership, Meet Asset Under Management (AUM) >= RM 200k with AmBank,
Holds at least one AmStar Current Account (F) RM 10k
- - - - - - 4.40
MUAMALAT BANK 2019-04-14 (F) RM 10k - - - - 3.99 - -


BANK Promo. End Cond. (Min) Month %
BANGKOK BANK 2019-02-12 (P) RM 5k 9 3.90
RHB BANK 2019-02-28 (F) RM 10k 5 4.25


Senior FD (Promotion)

Month (%)
BANK Promo. End Cond. (Min) 1 3 6 12


BANK Promo. End Cond. (Min) Month %


e-FD (Promotion)

Month (%)
BANK Promo. End Cond. (Min) 1 3 6 12
HONG LEONG BANK   2019-02-28 (P) RM 10k - - 4.18 4.28 - -
PUBLIC BANK   2019-03-31 (P) RM 5k - - 3.40 3.45 3.80
RHB BANK   2019-03-31 (P) RM 5k - - 4.00 - - - -


BANK Promo. End Cond. (Min) Month %
PUBLIC BANK 2019-03-31 (P) RM 5k 9 3.50
PUBLIC BANK 2019-03-31 (P) RM 5k 15 3.90


--------------------------------------------------------------------------------------------------------------

各位, 若你手上有最新资料,
请填写

银行:
几个月:
利息 :
地点 :
截止日期 :
官方网站 (若有) :

若对任何银行不满,请游览 BANK NEGARA

x 1 我要送花

x 713
 楼主| 发表于 2019-1-12 21:08 | 显示全部楼层
感谢 trschg 会员, 提供 Public bank promotion 和 RHB promotion 资料

x 1 我要送花

x 713
 楼主| 发表于 2019-1-19 13:56 | 显示全部楼层
资料已更新, 请查阅第一楼 ~

SENIOR FD

Month (%)
BANK NAME 1 3 6 12
AGRO BANK FRIA-I 45 PLUS - - - - 3.45 3.85
ALLIANCE BANK Alliance FD Gold (RM30k) - - - - - - 3.45
AMBANK AM50PLUS - - - - 3.30 3.35
BSN BSN SENIOR CITIZEN ( RM5k - RM50k ) - - - - - - 3.55
BSN BSN SENIOR CITIZEN ( > RM50k) - - - - - - 3.60
HONG LEONG BANK HONG LEONG SENIOR SAVERS FLEXI FD - - - - - - 3.25
HONG LEONG BANK Harvest Savings Account 3.80 - - - - - -
KUWAIT FINANCE HOUSE Senior International Commodity Murabahah - - 3.35 3.40 3.95
MBSB 49'NERS 3.20 3.25 3.35 3.50
PUBLIC BANK PB GOLDEN 50 PLUS 3.30 3.35 3.40 3.45
RHB RHB SENIOR - - - - - - 3.35


--------------------------------------------------------------------------------------------------------------

Current Promotion :

*注 :
(P) = Placement
(F) = Fresh
CASA = Current Account/Saving Account
ADB = Average Daily Balance

NOT FD

BANK Promo. End Cond. (Min) Month %
HONG LEONG BANK 2019-01-31 Priority Account,
ADB >=RM 20k <= RM 240k
1 2.80
MAYBANK 2019-01-31 Premier  1  Account  (PM1) ,
Incremental ADB,
>= RM 20 k <= RM 25 k
- - 0.80
MAYBANK 2019-01-31 Premier  1  Account  (PM1) ,
Incremental ADB,
> RM 25 k <= RM 50 k
- - 1.05
MAYBANK 2019-01-31 Premier  1  Account  (PM1) ,
Incremental ADB,
> RM 50 k <= RM 100 k
- - 1.90
MAYBANK 2019-01-31 Premier  1  Account  (PM1) ,
Incremental ADB,
> RM 100 k <= RM 200 k
- - 2.25
MAYBANK 2019-01-31 Premier  1  Account  (PM1) ,
Incremental ADB,
> RM 200 k <= RM 250 k
- - 2.55
MAYBANK 2019-01-31 Private Banking Account ,
Incremental ADB,
> RM 20 k <= RM 50 k
- - 1.10
MAYBANK 2019-01-31 Private Banking Account ,
Incremental ADB,
> RM 50 k <= RM 100 k
- - 2.30
MAYBANK 2019-01-31 Private Banking Account ,
Incremental ADB,
> RM 100 k <= RM 250 k
- - 2.80
MAYBANK 2019-01-31 Private Banking Account ,
Incremental ADB,
> RM 250 k <= RM 500 k
- - 2.95
MAYBANK 2019-01-31 Private Banking Account ,
Incremental ADB,
> RM 500 k <= RM 1 mil
- - 3.50
AMBANK 2019-03-31 AMGenius / Saver's G.A.N.G ,
<= RM 100 k
- - 3.20
AMBANK 2019-03-31 AMGenius / Saver's G.A.N.G ,
> RM 100 k
- - 1.20
MUAMALAT BANK 2019-03-31 Current Account,
< RM 20k
- - 0.99
MUAMALAT BANK 2019-03-31 Current Account,
>= RM 20k < RM 100k
- - 1.99
MUAMALAT BANK 2019-03-31 Current Account,
>= RM 100k < RM 500k
- - 2.50
MUAMALAT BANK 2019-03-31 Current Account,
>= RM 500k
- - 3.00
PUBLIC BANK 2019-03-31 RM 5k,
PB Bright Star Savings Account (PBBS) ,
WISE Savings Account (WISE) ,
PLUS Fixed Deposit (PLUS FD)
15 4.35
Standard Chartered 2019-12-31 < RM 50k - - 0.50
Standard Chartered 2019-12-31 > RM 50k < RM 150k - - 1.00
Standard Chartered 2019-12-31 > RM 150k < RM 500k - - 2.50
Standard Chartered 2019-12-31 > RM 500k < RM 3M - - 3.00
Standard Chartered 2019-12-31 > RM 3M - - 3.50
Standard Chartered 2019-12-31 0.50% p.a. base interest,
2.00 % p.a. for deposit min (F) RM 3k into Privilege Savings Account,
1.50 % p.a. for spend RM 1k on credit card,
2.00 % p.a. for investment and insurance min RM 1k
- - 6.00


Normal FD (Promotion)

Month (%)
BANK Promo. End Cond. (Min) 1 3 6 12
ALLIANCE BANK 2019-01-31 (P) RM 30k FD,
RM 10k CASA,
2019-01-04,
2019-01-11,
2019-01-18,
2019-01-25,
2019-01-31  
- - 5.00 - - - -
PUBLIC BANK   2019-01-31 (F) RM 10k - - - - 4.00 4.20
BANGKOK BANK 2019-02-12 (P) RM 5k - - 3.85 3.90 4.20
OCBC BANK 2019-02-19 (F) RM 10k - - - - - - 4.15
MAYBANK 2019-02-28 (F) RM 100k,
Maybank Privilege
- - - - 4.00 - -
MAYBANK 2019-02-28 (P) RM 100k,
Maybank Privilege
- - - - 3.90 - -
MAYBANK 2019-02-28 (F) RM 250k,
Maybank Private or Maybank Premier
- - - - - - 4.28
MAYBANK 2019-02-28 (P) RM 250k,
Maybank Private or Maybank Premier
- - - - - - 4.18
AL RAJHI BANK 2019-03-31 (P) RM 10k - - - - 4.21 4.36
AMBANK 2019-03-31 Signed up for AmSPB membership, Meet Asset Under Management (AUM) >= RM 200k with AmBank,
Holds at least one AmStar Current Account (F) RM 10k
- - - - - - 4.40
MUAMALAT BANK 2019-04-14 (F) RM 10k - - - - 3.99 - -


BANK Promo. End Cond. (Min) Month %
BANGKOK BANK 2019-02-12 (P) RM 5k 9 3.90
RHB BANK 2019-02-28 (F) RM 10k 5 4.25


Senior FD (Promotion)

Month (%)
BANK Promo. End Cond. (Min) 1 3 6 12


BANK Promo. End Cond. (Min) Month %


e-FD (Promotion)

Month (%)
BANK Promo. End Cond. (Min) 1 3 6 12
HONG LEONG BANK   2019-02-28 (P) RM 10k - - 4.18 4.28 - -
PUBLIC BANK   2019-03-31 (P) RM 5k - - 3.40 3.45 3.80
RHB BANK   2019-03-31 (P) RM 5k - - 4.00 - - - -


BANK Promo. End Cond. (Min) Month %
AMBANK 2019-02-28 (P) RM 10k 8 4.28
PUBLIC BANK 2019-03-31 (P) RM 5k 9 3.50
PUBLIC BANK 2019-03-31 (P) RM 5k 15 3.90


--------------------------------------------------------------------------------------------------------------

各位, 若你手上有最新资料,
请填写

银行:
几个月:
利息 :
地点 :
截止日期 :
官方网站 (若有) :

若对任何银行不满,请游览 BANK NEGARA

x 1 我要送花

x 290
发表于 2019-1-19 18:44 | 显示全部楼层
guardian9413 发表于 2019-1-19 13:56
资料已更新, 请查阅第一楼 ~

SENIOR FD

想問問下。。。

如果我要平均每月的利息差不多 2-3千 的話

那我應該要存多少的定期??

先謝謝啦

点评

謝謝  发表于 2019-1-19 21:28
一百万左右 ....  发表于 2019-1-19 20:26

评分

参与人数 1金钱 +1 收起 理由
guardian9413 + 1 谢谢分享

查看全部评分

x 1 我要送花

x 112
发表于 2019-1-19 21:21 | 显示全部楼层
RM 700000.x0.043promotion rate/12month=Rm 2508month

点评

謝謝  发表于 2019-1-19 21:30

评分

参与人数 1金钱 +1 收起 理由
guardian9413 + 1 谢谢分享

查看全部评分

x 2 我要送花

x 112
发表于 2019-1-19 21:21 | 显示全部楼层
RM 700000.x0.043promotion rate/12month=Rm 2508month

x 2 我要送花

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